's strategic partner in the Cooperative is The Co-operators Insurance Company of Canada. The Co-operators provide administration and claims adjudication for benefits requiring a high degree of medical knowledge. As well, they provide life, disability and accidental death and dismemberment coverage. Finally, they provide reinsurance in the form of stop-loss insurance. The Co-operators Insurance Company is owned by 33 cooperatives and similarly structured organizations representing a combined membership of 4.5 million Canadians.